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For commercial mortgages we do not require any year end accounts, cash flow projections or a business plan in order to grant you mortgage facilities. All we require is your confirmation that you can afford the repayments of the mortgage.
We accept applicants for commercial mortgages with a poor credit history, be it CCjs, arrears, defaults or a past IVA or bankruptcy or simply a history of losses by the business.
Obviously such flexibility will result in you paying a slightly higher interest rate but when combined with our interest only options for the first three years and repayment terms up to 30 years you will find our monthly mortgage repayment highly competitive.
If you are able to provide all the normal requirements expected by banks and other lending institutions, we can of course offer you extremely competitive interest rates but presumably you have already considered this before looking at our website. Maybe you simply want your mortgage agreed quickly without the normal fuss. Access Commercial Mortgages can provide highly competitive interest rates, quickly, normally within two weeks of receiving your full written application form and with the minimum of fuss. |
